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- CATEGORY Personal Injury
The National Highway Traffic Safety Administration (NHTSA) reports that in 2015 4,976 motorcyclists died in traffic accidents throughout the US. It is estimated that an additional 88,000 motorcyclists were injured in traffic accidents during that same time period.
In Florida, a motorcycle is a motor vehicle powered by a motor with a displacement of more than 50 cubic centimeters, having a seat or saddle for the use of the rider, and designed to travel on not more than three wheels. To drive a motorcycle, Florida law requires the driver to either have a motorcycle endorsement on his driver’s license or that he have a motorcycle only license. There are no insurance requirements in Florida for owning and/or operating a motorcycle. An owner or operator of a motorcycle only needs to obtain a self-insurance certificate from the Bureau of Financial Responsibility showing they are in possession of a net encumbered capital of $10,000.00 in property damage liability and $10,000.00 in bodily injury liability per person/$20,000.00 per accident.
Motorcycle drivers and their passengers are not covered by their own personal automobile insurance policies. Motorcycle drivers and passengers must have motorcycle insurance in order to receive any first party benefits such as personal injury protection (PIP) benefits.Motorcycle accident cases can be very complex and have many nuances. If you or someone you know has been involved in a motorcycle accident in South Florida, call us at (786) 899-3500. We may be able to assist you. All consultations are free.